BrightFunded: rules, terms and fine print

Where the money is real, and where it is not

• The challenge account is simulated. The firm describes the challenge account as simulated, not as trading with the firm's capital.
• Your fee is real money, and it is spent. The evaluation fee (plus any reset, renewal or activation fee) leaves your bank account. If you fail, it is normally not refunded.
• A payout is real money, but it is a promise. Profits earned on the simulated account are paid from the firm's own funds, and every firm reserves discretion over payouts and account closure in its terms.
• Nobody independent verifies payouts. For most firms we found no certified third-party record of what was actually paid. Only the firm's own pages and trackers of unknown method.

What you are buying

Terms 5.1: 'All trading activity under the Services takes place solely through demo accounts within a simulated environment. No real financial instruments are traded and no real capital is at risk.' 7.6: funded program operates exclusively through demo accounts; rewards are discretionary and based on simulated performance.

Entity: Bright Global FZCO t/a BrightFunded (Dubai) - contract counterparty under Terms; BrightFunded Ltd (Saint Lucia, reg. 2025-00358) offers CFD simulated services; BrightFunded LLC (Wyoming, US) offers futures; Bright Transact Ltd (Cyprus, HE 478945) affiliated source

Regulation: Footer: 'does not act as a financial broker, advisor... does not engage in any regulated financial activities; its sole business activity is the provision of simulated trading'. No license claimed. Help article 'Should BrightFunded be regulated?': 'No, because there is no regulation required under UAE law to operate a company like BrightFunded'; states it does not fall under the UAE SCA or any other financial regulator.

Targets and limits as published

Percentages are of the starting balance. "n/v" = not verified. List prices are in the next section.

List prices read on 9 Oct 2026

List prices before promotions, read from the firm's own pages. Promotions change them often. Refund and reset rules differ by firm: see the fine print below.

How rewards are paid

• First payout: 30 days
• Minimum: 0.01
• Frequency: First reward split 30 days after first funded-account trade; then every 14 days. Add-ons: bi-weekly (14 d) and weekly (7 d) cycles.
• Independent proof: Prop Firm Match payout tracker (third-party aggregator, method not described on page) showed on 2026-10-09: 4,724 tracked payout records, $7,863,505 total, largest single payout $31,896, median time ~15 h, 0 reported delays, latest entry Oct 9, 2026. Firm site self-reports '$13M+ paid in rewards'.

Site self-reports 4.5 rating 'loved by 42.9K+' and $13M+ paid (method not stated). Prop Firm Match payout tracker: 4,724 records / $7.86M tracked (third-party, 2026-10-09). Third-party CryptoSlate rating 5.9 (method not stated). Searches for lawsuit / regulator / complaint / shut down / warning (2026-10-09) returned no BrightFunded-specific regulator, court or closure reports.

Rules and clauses that decide outcomes

• Minimum trading days. 5 per stage; a day counts when a trade stays open at least 60 seconds. Add-on removes minimum days. source
• Daily drawdown. 2-Step Bright 4%, Classic 5%, 1-Step 3% of original balance; reset at rollover 11:30-11:59 PM CET (trading in that window not recommended). Breach terminates account. source
• Maximum drawdown. Bright 8% static, Classic 10% static, 1-Step 6% trailing (locks at initial balance after +6%). source
• Consistency rule. Product page: 'No Consistency Rules' on all plans. source
• News trading. Phase 1/2 unrestricted. Funded: no open/close/SL/TP fills 5 min before and after major news; profit of that trade deducted, losses not compensated; soft breach. Trades held 48h+ exempt for take profit. source
• Prohibited strategies. Cross-account hedging, latency/feed exploitation, external or delayed data feeds, coordinated multi-account trades, HFT/AI/automated speed tools, grid, arbitrage, tick scalping, overleveraging, overexposure, one-sided bets, account rolling. source
• Provider discretion over rules. Terms 5.7: 'The Provider retains the right to decide what constitutes Forbidden Trading Practices.' Remedies: remove trades, cancel services, cut leverage to 1:5, add restrictions. source
• Gap trading. Terms 5.4(f): gap trading forbidden around major scheduled news, macro events or corporate reports. source
• Copy trading and account use. Copy trading only between accounts owned by the same individual; no third-party access or trading on behalf of others. One Client Section per customer; multiple accounts = termination without refund. source
• Discretion to deny funded status and rewards. Terms 7.2/7.5: offer to join Funded Trader Program is at 'sole discretion'; 6.15 passing 'does not guarantee acceptance'; 7.8 rewards 'discretionary' and subject to KYC and compliance; 6.19 evaluation rewards discretionary. source
• Funded breach / fees. Funded account breach: suspension, no remaining performance rewards disbursed; challenge fee lost on breach. No refunds after trading; refund only if no trades and within 30 days. source
• Funded capital cap. Total simulated capital allocation not to exceed USD 400,000 per customer or trading strategy. source
• Chargebacks. Chargeback/dispute without first contacting BrightFunded: suspension, denial of funded program, cost recovery. source
• Inactivity. Inactivity Rule Policy (effective 2025-09-01, all account types): a trade (held >= 60 s) must be placed within 30 calendar days of the last closed trade or of account assignment, or the account is 'automatically deactivated'; an open position keeps the account active; pending orders do not count. source
• Hedging between accounts. Hedging the same instrument across different accounts prohibited (from 2024-08-13): first detection = soft breach (one-time warning, all trades closed); any later violation = hard breach; multiple simultaneous hedged trades = hard breach at once. source
• Leverage. FX 1:100, gold/commodities 1:40, indices 1:20, crypto 1:5; same for challenge and funded. source
• Weekend holding and crypto weekend trading. Holding over the weekend allowed; crypto trading allowed over the weekend 'as long as the crypto instrument is available and open on the platform'. source
• Governing law and courts. Terms 17.4-17.5: UAE law exclusively (mandatory consumer law of habitual residence preserved); disputes exclusively to competent court in Dubai. No arbitration clause. source
• Consumer withdrawal right. Terms 15.1: consumers may withdraw within 14 days of contract; right forfeited once demo trades are initiated. 6.2: starting the challenge = renouncing the right to withdraw before completion. source
• Unjustifiable complaints / chargebacks. Terms: chargeback or 'unjustifiable complaint' without first contacting firm: immediate suspension of services, denial of Funded Trader Program, refusal of future service, recovery of costs and damages. source

Legal, regulatory and closure events

• None found in our search.

Search done on 9 Oct 2026. An empty list means nothing found in that search.

BrightFunded: common questions

Is BrightFunded a real-money account?

Terms 5.1: 'All trading activity under the Services takes place solely through demo accounts within a simulated environment. No real financial instruments are traded and no real capital is at risk.' 7.6: funded program operates exclusively through demo accounts; rewards are discretionary and based on simulated performance.

Is BrightFunded regulated?

Footer: 'does not act as a financial broker, advisor... does not engage in any regulated financial activities; its sole business activity is the provision of simulated trading'. No license claimed. Help article 'Should BrightFunded be regulated?': 'No, because there is no regulation required under UAE law to operate a company like BrightFunded'; states it does not fall under the UAE SCA or any other financial regulator.

Is BrightFunded available in Italy?

Italy is not listed on the restricted list we read. Help 'What countries are restricted' (2026-10-09): residents or nationals of Cuba, Iran, North Korea, Syria, Vietnam, Pakistan may not purchase challenges or register (existing Pakistan accounts may continue). Terms list Cuba, Iran, North Korea, Syria, Vietnam and let the firm restrict others. MT5 services not intended for US and UAE residents/citizens. Italy and other EU states not excluded. Age

What we read, and what is missing

• BrightFunded - Terms and Conditions open
• BrightFunded help - current rules for the evaluation process open
• BrightFunded help - Can I trade news? open
• BrightFunded help - Which strategies are prohibited open
• BrightFunded help - Reward Split open
• BrightFunded help - How can I get paid? open
• BrightFunded help - payout charges open
• BrightFunded help - refund open
• BrightFunded help - breach consequences open
• BrightFunded - 1-Step Challenge page open
• BrightFunded - homepage (2-Step Bright pricing, footer entities) open
• BrightFunded - 2-Step Classic page open
• CryptoSlate - BrightFunded profile (third-party) open
• BrightFunded help - Leverage in simulated environment open
• BrightFunded help - Can I trade on weekends? (crypto) open
• BrightFunded help - Holding positions over the weekend open
• BrightFunded help - Inactivity Rule Policy open
• BrightFunded help - Hedging rule open
• BrightFunded help - Crypto instruments list open
• BrightFunded help - Should BrightFunded be regulated? open
• BrightFunded help - Restricted countries open
• BrightFunded - Trading instruments page open
• Prop Firm Match - BrightFunded payouts tracker (third-party aggregator) open

Not verified: Primary-sourced 2026-10-09 from brightfunded.com and help.brightfunded.com. Closed in this pass: 2-Step Classic EUR list prices; leverage per asset class; inactivity thresholds; hedging rule; crypto instrument list and weekend crypto trading; restricted-country list (adds Pakistan); governing law/court clause; 14-day consumer withdrawal clause; firm's own regulatory-status statement; third-party payout tracker figures. Still open: USD prices (site displays EUR only; left null, not converted); max lot size (no article found); funded-trader separate agreement text (not public); the firm's '$13M+' and 'Established 2023' are self-reported; aggregator figures are third-party with undisclosed method; no legal/regulatory actions found.

Rules change. Confirm on the firm's site before you pay. Education only, not investment advice. How we check · Corrections