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Exchanges / Wider check / Binance.US
WIDER CHECK · NO SCORE · 9 OCT 2026

Binance.US: what the sources say

No MiCA authorization found Limited search: no Rigor score

Key facts

Regulation, reserves, fees

MiCANot foundNone found in the ESMA interim register
Italian residentsNot verifiedRegistry check pending
Proof of reservesNot verifieddetails not verified
Spot fees (base tier)0% / 0.02%maker / taker

Reserves note: Binance.US trust page states balances are held 1:1 in full reserve and that it completed SOC 2 Type I/II audits; no dedicated proof-of-reserves page found (binance.us/proof-of-reserves returns 404). The Merkle-tree PoR snapshot cited by a third party belongs to Binance.com, not confirmed for Binance.US.

Track record

Incidents and regulator actions found

Security incidents

  • No incident found in our limited search.

Regulator and court actions

  • 2023-06 US Securities and Exchange Commission: SEC complaint against Binance Holdings Limited, BAM Trading Services, BAM Management US Holdings and Changpeng Zhao alleging unregistered exchange, broker-dealer and clearing agency activity. Outcome: 2025-05-29: joint stipulation to dismiss with prejudice; Binance.US announced the SEC dismissed its case. SEC said dismissal was a policy decision and does not signal its position on other cases (third-party summary). PRESS OR OTHER SOURCE · official text not found source
  • 2022-06-13 US District Court, N.D. California (private class action): Putative class action by users who traded TerraUSD on Binance.US alleging sale of unregistered securities; Binance.US said the claims were without merit. Outcome: 2024-04-29: court granted Binance.US's motion to send the Lockhart suit to arbitration (reported by Bloomberg Law); no further outcome found. PRESS OR OTHER SOURCE · official text not found source
Limits

What we could not verify

Not verified: Italy/EU onboarding policy (terms name no non-US countries), OAM status, proof of reserves for Binance.US specifically, incidents (none found in the pages read; not exhaustively searched), futures fees. Fee page shows small inconsistencies (0.0190% in table vs 0.02% in text); text value used. Incident/legal search 2026-10-09 via web search (limited number of queries); absence of entries is not proof of absence.

Facts are as of 9 Oct 2026. We ran a limited number of searches per exchange, so an empty list is not proof that nothing happened. We did not check the Italian OAM register. Items from press or third parties are reports, not findings by an authority. If something here is wrong or out of date, send a correction with a source: corrections policy. Education only, not investment advice.

Sources

  1. [1] Binance.US fees page accessed 2026-10-09
  2. [2] Binance.US Terms of Use accessed 2026-10-09
  3. [3] Binance.US trust page accessed 2026-10-09
  4. [4] Binance.US staking page accessed 2026-10-09
  5. [5] Binance.US blog: SEC dismissal (company statement, 2025-05-29) accessed 2026-10-09
  6. [6] Eco explainer (third-party): Binance.US access, reserves, regulation accessed 2026-10-09
  7. [7] ESMA interim MiCA CASP register (CSV) accessed 2026-10-09
  8. [8] Binance.US public API exchangeInfo accessed 2026-10-09
  9. [9] Yahoo Finance: Binance.US cuts fees (2025-09-10) accessed 2026-10-09
  10. [10] The Block: Class action filed against Binance.US over TerraUSD (2022-06) accessed 2026-10-09
  11. [11] Bloomberg Law: Binance US wins bid to send suit to arbitration (2024-04-29) accessed 2026-10-09